Reliable, Accurate & Fast
Insurance Brokers That Create Wealth.
Home and Contents insurance solutions for Households, Communities, Stokvels and Businesses that want to pre-empt the future with confidence.
FSP 49909
Authorised FSP
10k+
Professionals
About Us
African Solutions for African Problems
Tsoga Afrika Insurance Brokers is a subsidiary of Tsoga Afrika Holdings (Pty) Ltd — a holding company formed by a collective of 106 Professionals from all walks of life in South Africa. In essence, we are a Stokvel packaged as a Private Company.
We believe in collective work and collective responsibility; which logically translates into collective wealth creation. Insurance is a powerful tool that, if used correctly, could empower individuals, businesses and communities sustainably.
Learn more about us
“We do this because we love what we do, we are good at what we do and want to create African Solutions for African problems.”
....after all, insurance is a stokvel
Tsoga in Numbers
Over the years Tsoga has built up short term insurance capabilities from working with Stokvels, Associations and Corporates.
+R500,000
Monthly Gross Written Premium
+150
Commercial and Personal Lines Clients and growing
10,000+
Members of Stokvels that Tsoga has active Agreements with
Our Capabilities
Building the Next Generation Insurance Broker
How we are building the next generation insurance outfit from the ground-up using an advanced technology stack — Broker in the Cloud.
Authorised FSP
Licensed Financial Service Provider (FSP 49909) with the FSCA, ensuring full regulatory compliance.
Tech-Driven Approach
Cloud-first broker leveraging advanced technology to deliver superior insurance experiences.
Stokvel Ecosystem
Deep relationships with Stokvels, Associations and community groups across South Africa.
Commercial Lines
Guarantees, Public Liabilities, NHBRC and comprehensive business insurance solutions.
Personal Lines
Motor, Household, Legal cover and more for individual protection needs.
Strategic Partnerships
Backed by leading insurance companies with fortress balance sheets.
Return on Insurance Campaign
Redefining ROI — Return on Insurance
A first of a kind collaboration between Tsoga Afrika Insurance Brokers, the Stokvel Community and Leading Insurance Companies to extract maximum mutually beneficial value for all stakeholders.
Ring fence your stokvel members' insurance spend through Tsoga Afrika Insurance Brokers
Deliver savings on Insurance Premiums with up to 30% savings on their current insurance spend. *Ts and Cs Apply
Get 20% of Tsoga's Brokerage Commission paid to the Stokvel
Convenience of not having to switch Insurers, you just reap the rewards passively
How It Works
The Brief
We present the Scheme to the Stokvel/Association and demonstrate the value and benefits
Contracting
If Stokvel/Association happy and interested we sign referral agreement
Communication
We communicate with Members on Partnership and how to sign-up
Broker Appointment
Members sign Broker appointment forms with Tsoga, Tsoga liaises with the respective Insurers
Referral Fees
Upon appointment of Tsoga as Broker, Stokvel receives share of commissions passively
Our Offerings
Non-Life Insurance Products
We offer a variety of Non-Life Insurance (Short-Term) products underwritten by our Insurance Partners.
Many Hands Make Light Work
Because Insurance is a Stokvel. Productive Capital going where it is needed most. Redefining ROI = “Return on Insurance”. Creating self-sustaining, self-reliant entities and businesses.